Investigation and reports. We learning exactly how people connect with financial

We learn how consumers communicate with financial products and treatments to greatly help identify possible trouble in the marketplace and build much better success for many. Analysis our research and analyses to greatly help tell your own decisions, strategies, and methods. And, read states we regularly plan concerning CFPB.

Facts point: Financial fashions

This agency Data Point article describes 2020 home loan market task and fashions making use of information reported within the Home Mortgage Disclosure operate (HMDA).

Supervisory Features, Problem 24, Summer Time 2021

This is actually the 24th model of Supervisory shows. The conclusions included in this report address exams during the areas of auto servicing, buyers revealing, commercial collection agency, deposits, reasonable credit, mortgage origination, financial maintenance, payday financing, private knowledge mortgage origination and student loan servicing which were completed between January 1, 2020 to December 31, 2020.

  • Direction
  • Financial origination
  • Payday advances
  • Home loan maintaining
  • Debt collection
  • Customers utilization of payday, auto subject, and pawn loans: Insights through the creating finishes fulfill research

    A new comparison inside our generating Ends Meet research show investigates how people need payday, auto title, and pawn debts.

  • Usage of credit score rating
  • Small-dollar financing
  • Credit cards
  • Study
  • Payday advances
  • Supervisory Features, Concern No. 21 (Winter 2020)

    Contained in this dilemma of Supervisory Highlights, we report exam findings into the aspects of business collection agencies, home loan servicing, payday financing, and education loan maintenance which were done between April 2019 and August 2019. The document cannot impose any brand-new or different appropriate requirements, and all of violations described when you look at the document include centered just on those specific details and circumstances observed during those exams.

  • Fair Debt Collection Ways Act
  • Commercial collection agency
  • Real Property Payment Procedures Work (RESPA)
  • Facts in Financing Operate (TILA)
  • Financial servicing
  • Payday advances
  • Equivalent Credit Score Rating Options Work
  • College loans
  • Supervision
  • Supervisory Shows: Summertime 2017

    Contained in this problem of Supervisory shows, we submit exam findings inside areas of auto funds lending; mastercard accounts management; business collection agencies; deposits; financial servicing; home loan origination; providers; brief, small-dollar financing; remittances; and fair credit. Such as previous editions, this document contains information regarding recent community administration behavior that have been an outcome, at the least partly, of our own supervisory operate. The report also incorporates home elevators the Bureau’s using the supervisory and enforcement expert, not too long ago released evaluation treatments, and Bureau guidelines.

  • Mortgages
  • Administration
  • Guidance
  • Compliance
  • Charge cards
  • Fair credit
  • Automotive loans
  • Payday advance loan
  • Overdrafts
  • Commercial collection agency
  • Mortgage Disclosure Operate
  • Knowledge for saving: utilizing prepaid records to set apart funds

    The CFPB circulated the results of a task Catalyst research project finding that offer a small inducement to prepaid card people to place the their money into a cost savings wallet doubled use associated with the wallet. The study in addition discovered that the people whom made a decision to save utilising the wallet continuous to save after the pilot ended.

  • Job Catalyst
  • Monetary wellbeing
  • Prepaid notes
  • Studies
  • Payday advances
  • Development
  • Supplemental findings on payday, payday installment, and vehicle name debts, and deposit advance items

    This report supplies some analyses on pay day loans, payday installment financial loans, car name loans, and deposit advance merchandise.

  • Data
  • Payday loans
  • Single-Payment Vehicle Name Credit

    This report examines buyers usage, default and rates of vehicle seizure for single-payment auto subject financial loans, with a detailed check out the level that these loans become reborrowed

  • Pay day loans
  • Auto loans
  • Online Payday Loan Money

    This report produces detail by detail analyses on the fees ways of on-line loan providers making high-cost, temporary loans on the internet, with an emphasis on outcomes after repayment needs do not succeed.